The New (and Poor) Student’s Guide to Living in the UK
Moving to a new country is already daunting, let alone having no information on how to get set up with your basic necessities. We have tried, and failed, just so you don’t have to.
1.FINDING A PLACE TO LIVE
If you haven’t done this already, this is your first step because you cannot arrange banking, a mobile phone, or a job without a registered address and proof of a living address. This can become difficult due to waiting for a first set of mail to arrive that acts as proof, so make sure to bring enough funds or cash with you to survive for at least a month.
Websites to try include:
Once you have a registered address and proof of a living address, you can begin a new banking account. In England, there are many banks to choose from including Santander, Lloyd’s, Halifax, and more. Each bank has a different system, but you will often find that many adults in England spend a lot of time in their overdraft (a pre-agreed loan that you can spend when your account has no funds –these can range from around £200 - £2000 so it’s best to shop around). For students these are usually interest-free whilst you are studying, but you should check before you sign up, so that you don’t get caught with a hefty interest charge. This must be paid back by the end of your degree. This is a difficult option because it can be an issue working out of an overdraft if you find yourself at £600 or more within in, but it is useful for emergency purposes.
Many international and domestic students opt for the Halifax bank due to their supportive overdraft for international students and an easy banking process – with many banks situated across England.